Insurance & Bond Requirements:
Vendors that do business in cities and municipalities are typically required to provide evidence of having adequate insurance and bond coverage. This will need to be provided to the city, where you plan to do business, before you can start work or provide services in the city. You can determine insurance and bond requirements by contacting the city or municipality administrator.
Contact a local insurance agent located within the state and purchase a required insurance policy. You will need to purchase a Commercial General Liability policy, an Automobile Liability policy or a Workers’ Compensation policy. Obtain a copy of the Certificate of Insurance from your agent or the insurance company. A certificate can be printed at the agent’s office or it can be mailed to you from the insurance company. Provide the Certificate of Insurance to the city as proof that you have proper insurance coverage.
Contact a local insurance agent or any insurance company located within the state and purchase a required bond. You will need to purchase the type of bond required for your type of business or activity. This can include a performance bond, payment bond or warranty bond. These types of bonds are known as surety bonds. Obtain a certificate of purchase from the agent or insurance company. Provide the certificate of purchase to the city or municipality as proof that you have fulfilled the bond requirement.